Why You Should Never Give a Recorded Statement to the Other Driver’s Insurance Adjuster After an Auto Accident in Baltimore

If you’ve been injured in a car or truck accident in Baltimore or anywhere in Maryland, one of the first phone calls you might receive is from the other driver’s insurance company. Their adjuster will likely ask you for a “recorded statement.” Before you say a word, here’s what you need to know.

Who Is the Insurance Adjuster Really Working For?

The adjuster is not a neutral party — they work for the insurance company representing the driver who hit you. Their job isn’t to help you. It’s to protect their company’s bottom line by reducing or denying your claim.

They are trained to ask leading, vague, or open-ended questions that can be twisted to downplay your injuries or shift fault away from their insured. The more information they get from you — especially in your own words — the more they can use it against you.

Common Questions Insurance Adjusters Ask (That Can Hurt Your Case)

• “How are you feeling today?” (Even a polite “I’m fine” can be used to suggest you’re not hurt.)

• “Can you describe what happened in your own words?” (A misstep in phrasing may be taken out of context.)

• “Were you looking at your phone?” or “How fast were you going?” (Trying to create the illusion of shared fault.)

What You Should Do Instead

At Killian Law Group, we strongly advise injury victims not to provide a recorded statement to the at-fault party’s insurance adjuster — especially without an attorney present.

You are under no legal obligation to give a recorded statement to the other driver’s insurance company. Saying the wrong thing can dramatically reduce your settlement or even cause your claim to be denied.

Protect Your Rights: Speak to a Baltimore Auto Accident Attorney First

Before you speak to anyone from an insurance company, contact a personal injury attorney in Baltimore who will fight for your rights. At Killian Law Group, we handle all communication with insurance companies for our clients, so they don’t have to deal with high-pressure tactics or tricks.

Need Help After a Crash in Maryland?

Killian Law Group is here for you. We represent victims of car accidents, truck accidents, and other injury cases throughout Baltimore and the state of Maryland. We fight for full compensation — including medical bills, lost wages, pain and suffering, and more.